The Ins and Outs of Policy Ownership

The Ins and Outs of Policy Ownership

The Ins and Outs of Policy Ownership The way that you structure the ownership of your life insurance policy can have possible estate tax consequences. Without proper planning, the beneficiaries of your life insurance policy might not receive the maximum benefit you...
Creating an Investment Portfolio

Creating an Investment Portfolio

Creating an Investment Portfolio You’ve identified your goals and done some basic research. You understand the difference between a stock and a bond. But how do you actually go about creating an investment portfolio? What specific investments are right for you?...
How Can I Upgrade My Insurance: Tax-Free?

How Can I Upgrade My Insurance: Tax-Free?

How Can I Upgrade My Insurance: Tax-Free? Responding to the changing needs of consumers, the life insurance industry has developed some alternatives that go much further in satisfying a variety of financial needs and objectives than some of the more traditional types...
Investing in Bonds

Investing in Bonds

Investing in Bonds Bonds may not be as glamorous as stocks or commodities, but they are a significant component of most investment portfolios. Bonds are traded in huge volumes every day, but their full usefulness is often underappreciated and underestimated. Why...
Investment Planning: The Basics

Investment Planning: The Basics

Investment Planning: The Basics Why do so many people never obtain the financial independence that they desire? Often it’s because they just don’t take that first step–getting started. Besides procrastination, other excuses people make are that...